CE&WD Spring 2026 Course Brochure — Cecil College - Other - Page 26
FINANCIAL PLANNING
Estate and Financial Planning
Have you ever noticed that friends and relatives
who have their financial affairs in order live
less stressful lives? This course is designed to
enable students to learn about the concepts
and skills needed for effective estate and
financial planning. Students will learn how to
maximize retirement income, lower investment
risk, and minimize tax burden. Course will cover
leaving retirement assets to heirs, reading
investment statements, and understanding
bond and equity funds. Topics include reliable
planning tools, wills, trusts, estates, Power of
Attorney, and the latest developments in tax
and trust laws. Note: Class is co-instructed by a
Certified Financial Planner and CPA specializing
in retirement income planning. Instructor:
Albidress
2 sessions, 5 hours
$59 persons under 60. $25 MD residents over
60 (GLF600). $5 Senior Network Members
(SLF600).
Sec# Day Dates
Times
Location
03D T
1/27-2/3 6-8:30p
ES 210
04D S
2/21-2/28 10a-12:30p ES 210
Out-of-county, out-of-state fees may apply.
See page 38.
For more information, email
learning4life@cecil.edu or call 443-907-1378.
To register, call 410-287-1078 today!
Fundamentals of Investing:
Building a Strong Financial Foundation
This course introduces students to the essential
concepts and principles of investing. It covers
a range of topics, including the different
types of investment assets, risk vs return,
portfolio diversification, and the basics of
financial markets. By the end of the course,
students will be able to develop an investment
strategy aligned with their financial goals
and risk tolerance. Topics include how to
understand the basic principles of investing,
learn about different asset classes (stocks,
bonds, ETFs, mutual funds, real estate, and
alternative investments), analyze the riskreturn tradeoff and investment time horizons,
grasp the importance of diversification and
asset allocation, and develop a personalized
investment plan based on financial goals and
risk tolerance. Note: No senior tuition waiver.
Instructor: Dengler
1 session, 2 hours, $39
Course #: GLF138
Sec# Day Dates
Times
Location
03
M
2/23
6-8p
Online-S
04
Th 4/9
6-8p
Online-S
How Boomers Can Protect from a Potential
Tax Storm
How boomers can protect from a potential
tax storm busts common myths about taxes
in retirement and helps prospects understand
why now’s the time to take action for a more
confident retirement future. It offers three
calls to action: Tax diversification review,
asset conversion review (converting to
tax-free accounts), and a written retirement
income plan. Notes: No senior tuition waiver.
Worksheets will be provided to the attendees.
Instructor: Over
1 session, 2 hours, $39
Course #: GLF152
Sec# Day Dates
Times
Location
01
W
2/18
6:30-8:30p ES 327
26
Personal Finance:
Building Financial Literacy for Life
This course is designed to equip students
with essential financial skills to effectively
manage their personal finances. By the
end of the course, students will have a
solid understanding of budgeting, saving,
debt management, investing, tax planning,
retirement planning, estate planning, insurance
planning, & financial goal setting. Topics
include how to understand the fundamentals
of personal finance, create and manage a
personal budget, explore saving strategies and
emergency fund planning, grasp the basics of
credit, loans, and debt repayment, learn the
essentials of investing and retirement planning,
navigate insurance, taxes, and estate planning,
and develop a long-term financial plan aligned
with personal goals. Note: No senior tuition
waiver. Instructor: Dengler
1 session, 2 hours, $39
Course #: GLF148
Sec# Day Dates
Times
Location
03
M
3/23
6-8p
Online-S
04
Th 5/7
6-8p
Online-S
Taxes and Retirement
This class busts common myths about taxes in
retirement and helps individuals understand
why the time to take action for a more
confident retirement future is now. We will
explore and provide the resources to answer
the #1 question in retirement planning: HOW
MUCH CAN I SAFELY SPEND IN RETIREMENT?
Note: No senior tuition waiver. Instructor: Over
1 session, 2 hours, $39
Course #: GLF137
Sec# Day Dates
Times
Location
03
W
3/4
6:30-8:30p ES 327
The Great Retirement Income Gap
You’ve reached retirement at last! Because
you were thoughtful about your future,
you’re comfortably living on an annual
income sufficient to cover all your living costs.
Suddenly, you experience a chronic illness
or a physical disability and require long-term
care at home, in an assisted living facility or
in a nursing home. From this point on, you’ll
need a significant increase in income to fully
cover your expenses. You were prepared to
live comfortably through your retirement
years. How could you manage to come up
with enough to cover these new expenses?
This course is designed to present you with
an exhaustive and comprehensive view
of the information you need, pointing out
opportunities to consider and pitfalls to avoid
on your way to retiring in this season of life.
Note: No senior tuition waiver. Instructor: Over
1 session, 2 hours, $39
Course #: GLF146
Sec# Day Dates
Times
Location
02
W
4/29
6:30-8:30p ES 327
