CE&WD Spring 2025 Course Brochure — Cecil College - Other - Page 26
FINANCIAL PLANNING
Estate and Financial Planning
Have you ever noticed that friends and relatives
who have their financial affairs in order live
less stressful lives? This course is designed to
enable students to learn about the concepts
and skills needed for effective estate and
financial planning. Students will learn how to
maximize retirement income, lower investment
risk, and minimize tax burden. Course will cover
leaving retirement assets to heirs, reading
investment statements, and understanding
bond and equity funds. Topics include reliable
planning tools, wills, trusts, estates, Power of
Attorney, and the latest developments in tax
and trust laws. Note: Class is co-instructed by a
Certified Financial Planner and CPA specializing
in retirement income planning. Instructor:
Albidress
2 sessions, 5 hours
$59 persons under 60. $25 MD residents over
60 (GLF600). $5 Senior Network Members
(SLF600).
Sec# Day Dates
Times
Location
01D W 9/24-10/1
6-8:30p
ES 210
02D S
10/18-10/25 10a-12:30p ES 210
Fundamentals of Investing:
Building a Strong Financial Foundation
This course introduces students to the essential
concepts and principles of investing. It covers
a range of topics, including the different
types of investment assets, risk vs return,
portfolio diversification, and the basics of
financial markets. By the end of the course,
students will be able to develop an investment
strategy aligned with their financial goals
and risk tolerance. Topics include how to
understand the basic principles of investing,
learn about different asset classes (stocks,
bonds, ETFs, mutual funds, real estate, and
alternative investments), analyze the riskreturn tradeoff and investment time horizons,
grasp the importance of diversification and
asset allocation, and develop a personalized
investment plan based on financial goals and
risk tolerance. Note: No senior tuition waiver.
Instructor: Dengler
1 session, 2 hours, $39
Course #: GLF138
Sec# Day Dates
Times
Location
01
M 11/3
6-8p
Online-S
02
Th 12/4
6-8p
Online-S
Living on a Fixed Income
Managing your finances on a fixed income can
feel challenging — but it doesn’t have to be
overwhelming. This practical course is designed
to help you navigate budgeting, saving, and
spending wisely when income is limited or
predictable, such as in retirement or during
periods of steady but unchanging earnings.
Whether you’re preparing for a fixed-income
lifestyle or already living on one, this course will
empower you to take control of your financial
future with confidence. Note: No senior tuition
waiver. Instructor: Over
1 session, 2 hours, $39
Course #: GLF145
Sec# Day Dates
Times
Location
01
W 9/24
6:30-8:30p ES 327
Personal Finance:
Building Financial Literacy for Life
This course is designed to equip students
with essential financial skills to effectively
manage their personal finances. By the
end of the course, students will have a
solid understanding of budgeting, saving,
debt management, investing, tax planning,
retirement planning, estate planning, insurance
planning, & financial goal setting. Topics
include how to understand the fundamentals
of personal finance, create and manage a
personal budget, explore saving strategies and
emergency fund planning, grasp the basics of
credit, loans, and debt repayment, learn the
essentials of investing and retirement planning,
navigate insurance, taxes, and estate planning,
and develop a long-term financial plan aligned
with personal goals. Note: No senior tuition
waiver. Instructor: Dengler
1 session, 2 hours, $39
Course #: GLF148
Sec# Day Dates
Times
Location
01
M 9/22
6-8p
Online-S
02
Th 10/2
6-8p
Online-S
Planning Your Next Chapter – A Retirement
Driven by Purpose and Fulfillment
Are you thinking about retirement but are
unsure if you are ready or what you will do?
This course explores the various reasons why it
might be time to retire and why it is important
to plan the next chapter of your life. Through
the presentation of information and participant
and instructor discussion, the students will
come away with the beginning of a plan
including how your days will be structured,
how active you will be in retirement, and
what level of social interaction you want. After
answering various questions, the participants
will use a journal to begin identifying future
activities, community, social networks, and
purpose in retirement. Instructor: Semanie
1 session, 1.5 hours, $39
Course #: GLF141
Sec# Day Dates
Times
Location
01
T
9/16
6-7:30p
ES 327
02
T
11/11
6-7:30p
ES 327
CECIL COLLEGE • Continuing Education and Workforce Development
26
Protecting Your Assets
Life is unpredictable, safeguarding your
hard-earned assets is essential to ensuring
financial security when it matters most. This
course offers practical guidance on protecting
your wealth, property, and investments
from unexpected events. Whether you’re
planning for the future or preparing for life’s
uncertainties, this course equips you with the
knowledge to protect what matters most for
yourself and your loved ones. Note: No senior
tuition waiver. Instructor: Over
1 session, 2 hours, $39
Course #: GLF147
Sec# Day Dates
Times
Location
01
W 11/12
6:30-8:30p ES 327
Retirement Income Planning:
Strategies for a Secure Future
This course is designed to provide individuals
with the knowledge and tools necessary to
create and manage a sustainable income
during retirement. It covers strategies for
maximizing retirement savings, diversifying
income streams, and planning for longevity
and inflation risks. By the end of the course,
participants will have the skills to develop a
personalized retirement income plan. Topics
include how to understand various sources
of retirement income, learn strategies for
maximizing Social Security benefits, plan for
healthcare costs and long-term care expenses,
assess different retirement withdrawal
strategies, incorporate tax planning into
retirement income strategies, and develop
a personalized retirement income plan that
lasts a lifetime. Note: No senior tuition waiver.
Instructor: Dengler
1 session, 2 hours, $39
Course #: GLF149
Sec# Day Dates
Times
Location
01
M 10/6
6-8p
Online-S
02
Th 11/6
6-8p
Online-S
Taxes and Retirement
This class busts common myths about taxes in
retirement and helps individuals understand
why the time to take action for a more
confident retirement future is now. We will
explore and provide the resources to answer
the #1 question in retirement planning: HOW
MUCH CAN I SAFELY SPEND IN RETIREMENT?
Note: No senior tuition waiver. Instructor: Over
1 session, 2 hours, $39
Course #: GLF137
Sec# Day Dates
Times
Location
01
Th 9/18
10a-12p
ES 327
02
W 10/8
6:30-8:30p ES 327